Jennifer Wolf

Loan Originator
NMLS #118652

979.694.1001 (d)
[email protected]
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Refi Questionnaire

Refinance Questionnaire

We appreciate the opportunity to help you with your interest in refinancing your home mortgage. Refinancing can be a great way to save you money on your mortgage or it can be a means to access the equity in your home. Either way, our goal is to assist you with making smart mortgage decisions as we find the loan options that make financial sense for you. In an effort to provide a thorough and accurate analysis of the costs and the savings that refinancing will entail, we ask that you please take the time to complete the following questions.

Name *

First

Last

Email Address *

Phone Number *

How did you hear about us? *

Are you or your spouse a Veteran? *

Are you or your spouse exempt from the funding fee? *

What was the date that you purchased your home? *

Is the home your primary residence? *

Have you refinanced your mortgage since you purchased your home? *

What was the date that you refinanced your mortgage? *

Did you take any cash out when you refinanced your mortgage? *

What was the beginning loan amount of the refinance note? *

What was the original loan balance of your current mortgage? *

How many more years do you plan to own the house? *

How much do you think your house will appraise for? *

What is your main goal? *

Lower my term
Lower my monthly payment
Get cash out of my available equity (Texas laws only allow you to borrow up to 80% of your home's value when you borrow against your equity.)

How do you want to pay for your closing costs? *

I want to pay the closing costs out of pocket so that I can keep my loan balance as low as possible.
I want to roll the closing costs into my new mortgage, as I do not have the extra funds to pay the closing costs out of pocket.
I want to roll the closing costs into my new mortgage, as I would like to save my funds for other personal expenses.

Refinancing your mortgage does incur closing costs. Closing costs are going to vary depending on your loan amount, your loan program, and how long you have been in your current mortgage. As a general rule of thumb, the closing costs are going to run between $3,000-$4,000.

Would you like to bring your skipped mortgage payment to closing to keep your loan balance as low as possible? *

Most likely you will skip one month's mortgage payment for you to use towards other debt, to make some home improvements, to take care or other personal expenses, or maybe to keep in savings for future use. But you also have the option to bring the equivalent of that saved payment to closing to keep your loan balance as low as possible.

Do you want to escrow your taxes and insurance in the new mortgage? *

How much are your annual property taxes? *

You can refer to your most recent property tax statement. You can also log into your county appraisal district, such as www.BrazosCad.org

How much is your annual homeowners insurance? *

Please refer to your most recent homeowners policy for the annual amount.

What month does your insurance renew? *

Please refer to your most recent homeowners policy for the renewal month.

Are your property taxes paid and current? *

What option do you prefer to set up your new escrow account? *

I want to pay to establish my new escrow account out of pocket so that I can keep my loan balance as low as possible.
I want to roll the amount of the new escrow account into my new mortgage, as I do not have the extra funds to pay the closing costs out of pocket.
I want to roll the amount of the new escrow account into my new mortgage, as I would like to save my funds for other personal expenses.
I do not want to set up a new escrow account, as I will pay my taxes and insurance separately from my monthly mortgage payment.

Your escrow account is like a savings account that is used to pay for your taxes and insurance. The costs of the escrows are going to vary greatly. The best way to estimate your escrows is by checking your current escrow balance on your most recent mortgage statement. Please remember, that you will be getting a refund of your current escrow balance within 3-4 weeks after your refinance closing. Many of our clients will roll all of that cost into the loan and then pocket their refund for other personal expenses. While others will bring that amount to closing and wait for the escrow refund to come back.

Are you currently in forbearance, or have you recently been in forbearance? *

Please upload a copy of your most recent mortgage statement.

Click or drag a file to this area to upload.

Are you currently in forbearance, or have you recently been in forbearance? *

Please upload a copy of your most recent mortgage statement.

Click or drag a file to this area to upload.

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Jennifer Wolf

Refinance Questionnaire

Apply Now!

Login to Loan Portal

Jennifer Wolf

Refinance Questionnaire​

Apply Now!

Login to Loan Portal

Refinance Questionnaire